How seguro de hogar works in Spain: building vs contents, community and mortgage rules, flood cover via the Consorcio and how to claim.
How Spanish owners' communities work: fees and reserve fund, the president and AGM, voting rules, unpaid debts when you buy, tourist lets and disputes.
Sponsored: a renovated 3-bedroom villa with private pool, big terraces and sea views in lower Torreblanca, Fuengirola. Offered by Witt España Estates.